More than just Finance Archives | Page 2 of 3

Tread Lightly, Collaboratively Post Banking Royal Commission

Reverberations will continue to be felt across the mahogany boardrooms and expansive top-floor executives suites of Australia’s admonished banking and financial services giants, as the royal commission claims more scalps while others jump the proverbial ship. The revelations exposed by the royal commission have been nothing short of appalling. As members of the profession – and as people who are proud to call themselves financial advisers – We find it jarring and disappointing that these are the circumstances in which the [...]

denise.henly2020-07-08T06:36:00+09:30June 20th, 2018|Finance, Investment, More than just Finance, The FinSec View|

Bitcoin and The Basics Of Cryptocurrencies

Three years ago Bitcoin was $250AUD. With a 10,000% increase in price since then, it is starting to generate significant buzz with the everyday investor, as is the underlying technology driving it, “blockchain”. But what are digital currencies and should you be investing in them? We asked renowned technologist and futurist, Mark Pesce to take us on the bitcoin / blockchain journey. “Never invest in a business you don’t understand.” A simple bit of advice from the Sage of Omaha, Warren [...]

denise.henly2020-07-08T06:28:12+09:30December 9th, 2017|Investment, Market Update, More than just Finance, The FinSec View|

Yes, Virginia, There is a Banking Royal Commission – Unfortunately

In a matter of days, Santa will be putting the finishing touches on his “Naughty” and “Nice” lists and it remains unclear on which side of the ledger the banks will sit. It’s an understatement, of course, to suggest the big four (CBA, Westpac, ANZ and NAB) won’t be expecting an outpouring of festive cheer and goodwill from their 17+ million customers this year. Despite holding around 2.5 trillion of our money, collectively – (and 80% of the nation’s loans) - [...]

denise.henly2020-07-08T06:36:08+09:30December 7th, 2017|Finance, Investment, Market Update, More than just Finance, The FinSec View|

Bitcoin: the very definition of a bubble

Legend has it that Joe Kennedy, father of former President John F Kennedy, avoided the stock market crash of 1929 by selling his entire portfolio just days before prices collapsed. He did this, the story goes, after receiving a share tip from a shoeshine boy. When taxi drivers, lift attendants and young lads on the sidewalk are speculating in stocks, he concluded, “the market is too popular for its own good”. The stock market is riding high today but I’d be [...]

denise.henly2020-07-08T06:28:23+09:30November 12th, 2017|Finance, Investment, Market Update, More than just Finance, The FinSec View|

Powerful data reveals strong link between our nation’s happiness and financial planning

People happiest with their lot in life are most likely to have a financial plan, according to the FPA Live the Dream report. The national research of working-age Australians also includes insights into the regrets, dreams, and attitudes to matters of money and life across generations, genders and geographies. Almost one in four Australians (23%) surveyed believe they are living the dream. These enviably content people who dream big and are prepared to act of their plans are nearly three times [...]

denise.henly2017-10-13T04:04:48+10:30October 13th, 2017|Finance, FinSec Post, More than just Finance, Pre-Retirement Planning, Retirement Planning|

The 19 Questions to Ask your Financial Adviser

The Wall Street Journal (one of our favourite places to 'hang out' online) has compiled this list of "best duty" questions to ask your financial adviser. Although very American it is thought provoking none-the-less and in our view Australian Advisers should be just as happy to answer a similar set of questions with context - I know we are! Please note both the questions and answers are from the original Wall Street Journal Article (using the American context). THE 19 QUESTIONS [...]

denise.henly2019-07-31T00:53:04+09:30September 28th, 2017|Finance, Investment, More than just Finance|

Wealth Management Strategy, Presented by Andrew Creaser

denise.henly2017-03-30T04:01:09+10:30March 30th, 2017|Finance, FinSec Post, Insurance, Investment, More than just Finance, Pre-Retirement Planning, Retirement Planning, Superannuation, Wealth Planning for Business Owners|

Wealth Management for Business Owners – Presentation by Andrew Creaser

SA Leaders Presentation, February 2017. Wealth Management for Business Owners, Presented by Andrew Creaser

denise.henly2017-03-30T03:59:13+10:30March 30th, 2017|Finance, FinSec Post, Insurance, Investment, More than just Finance, Pre-Retirement Planning, Retirement Planning, Wealth Planning for Business Owners|

Federal Budget 2016/17 Our Verdict: The Less is More Budget

Scott Morrison's maiden budget speech was the first since Peter Costello's debut 20 years ago that did not include the word 'surplus' an unreported, but perhaps telling, fact. It is no secret that the 2016 Federal Budget made negligible progress on improving Australia's bottom line. Projecting a small surplus way out in 2020/21 it has experts concerned about the future of Australia's AAA credit rating. But, to its credit, this pre-election budget didn't make things worse. Debt accumulation seems to be [...]

denise.henly2020-07-08T06:29:25+09:30May 26th, 2016|Debt, Federal Budget, Investment, Market Update, More than just Finance, The FinSec View|

21 great investment quotes

Introduction Investing can be scary and confusing at times. But the basic principles of successful investing are timeless and quotes from some experts help illuminate these. This note looks at those I find most insightful. Aim “How many millionaires do you know who have become wealthy by investing in savings accounts?” Robert G Allen Cash and bank deposits are low risk and fine for near term spending requirements and emergency funds but they won’t build wealth over long periods of time. [...]

denise.henly2015-04-20T01:32:52+09:30April 17th, 2015|FinSec Post, Investment, More than just Finance, The FinSec View|