FinSec Post Archives | Page 27 of 33

Weekly Market Update – 6th February 2015

Investment markets and key developments over the past week Shares generally rose over the past week with gains helped by better US earnings reports, a further gain in the oil price, better Eurozone data and some optimism regarding Greece. US shares rose 3%, European shares rose 1.5% and Australian shares surged 4.2%. However, Japanese shares lost 0.2% and Chinese shares remained in correction mode falling 4.2%. Oil and metals rose from oversold levels with the former helped by a further reduction [...]

denise.henly2015-02-09T06:21:12+10:30February 9th, 2015|FinSec Post, Market Update|

Giving to the Children

What every C.E.O needs to know before helping out the family Australians are increasingly considering the needs of their grandchildren when deciding how to use their money. Passing on wealth can be one of our greatest gifts to our family but it’s important to consider the benefits and potential drawbacks of what is called intergenerational wealth transfer. “These days many parents are returning to work full-time and it’s the grandparents who are stepping in to help out. Many of my clients [...]

denise.henly2015-02-02T05:46:49+10:30February 2nd, 2015|FinSec Post|

Grow your mind, Grow your money…

In 2008, professors at George Washington University and the University of Pennsylvania designed three questions in a study called The Economic Importance of Financial Literacy: Theory and Evidence with which to examine the financial literacy of consumers around the globe. Let's just say the results weren’t all that encouraging. The study concluded that the cost of improving financial illiteracy is far less than the cost of the effects and consequences of financial illiteracy. The authors made several suggestions aimed at improving [...]

denise.henly2014-12-22T01:07:24+10:30December 22nd, 2014|FinSec Post, Investment, More than just Finance, Quick Tips|

Weekly Market Update – 5th December 2014

Investment markets and key developments over the past week Share markets rose over the past week helped by good US economic data, signs the European Central Bank (ECB) is likely to broaden its quantitative easing program, a stabilisation in energy shares after their plunge the week before and growing investor interest in Chinese shares. US shares rose 0.4%, European shares gained 1.1%, Japanese shares rose 2.6%, Australian shares gained 0.4% and Chinese shares surged 9.5%. Bond yields mostly rose after the [...]

denise.henly2014-12-08T23:35:02+10:30December 8th, 2014|FinSec Post, Market Update|

A Get Rich Slow Scheme

Albert Einstein is said to have called it the most powerful force in the universe, and John D Rockfeller named it the eighth wonder of the world. We call it compound interest. Why is it regarded so highly? Most of us studied compound interest at school, so we have a pretty good idea how it works. But it's not until you start looking at practical examples that you realise just how powerful it can be. Imagine you are 21 again. You [...]

denise.henly2014-12-03T04:24:15+10:30December 3rd, 2014|FinSec Post, Investment, More than just Finance, Quick Tips|

Weekly Market Update – 21st November 2014

Investment markets and key developments over the past week Shares were mixed over the last week with US shares up 1.2% and European shares up 4% helped by a combination of good US economic data, a rate cut in China which came after Asian markets closed and a strong signal from ECB President Mario Draghi that its quantitative easing program will be expanded. Chinese shares also rose but by just 0.3%, while Japanese shares fell 0.8% and Australian shares fell 2.8% [...]

denise.henly2014-11-24T06:24:25+10:30November 24th, 2014|FinSec Post, Market Update|

Investment Report – Market Acrobats

The big story since our last view - Market Acrobats! Volatility is back and after enjoying several years of benign conditions, foreign exchange, equity and fixed-interest markets have been putting on a performance like the lead act in Cirque du Soleil. Whilst there was a marked sense of calm within the FinSec community, there is no doubt that the financial acrobats of the past couple of months will have left many feeling a little ‘on guard’. It was a fairly dramatic [...]

denise.henly2014-11-11T02:00:57+10:30November 11th, 2014|FinSec Post, The FinSec View|

The ASIC Report

Early in October ASIC released its much-anticipated report outlining the findings of its investigation into the risk advice and life insurance sectors - The results didn’t paint a very complimentary picture and sparked a number of conversations both in and out of the industry. The report found that from the advice that was reviewed (202 files across 70 advisers), that only 63 per cent passed and were found complaint. Analysis of pre and post FoFA was a little more positive. Although “question [...]

denise.henly2014-11-11T02:25:16+10:30November 7th, 2014|FinSec Post|

Knowledge + Clarity: Stepped V Level

Getting people engaged in a discussion about the value and worth of life insurance is, frankly, a challenge. Helping them understand the pricing options of premiums – the regular amounts you pay – is even more difficult. But, the more you understand about the pricing structure of your insurance premium, the more likely you are to be insured for the most affordable outcome over your time of need. It’s natural to be attracted to the cheapest option, especially when one policy [...]

denise.henly2014-11-11T02:25:01+10:30November 7th, 2014|FinSec Post|

Changing Borders

The whole world is watching the crisis in Crimea, and Russia faces off with the USA and European superpowers. The dispute centers around which country the territory should belong to, and it may seem shocking in today’s modern era, but the borders of Europe have never been solid. In this time-lapse video, you can see how 1000 years of European history plays havoc on the stability of the border we take for granted today.

denise.henly2014-11-07T07:07:25+10:30November 7th, 2014|FinSec Post, Uncategorized|